UOB delivers several property loan deals for HDB flat owners, giving an alternative to the HDB Concessionary Financial loan. Their choices contain both equally fixed-fee and floating-amount offers, that happen to be generally pegged into the three-Month Compounded SORA. For illustration, a marketing offer may offer a rate of three-Month Compounded SORA + 0.70% p.a. for the initial two a long time, by using a bare minimum mortgage size of S£250,000. For a set-rate option, premiums could be as little as two.28% for any two-calendar year lock-in period of time. Eligibility for a UOB financial loan is topic to Assembly the Total Financial debt Servicing Ratio (TDSR) of 55% and other credit rating prerequisites. UOB also offers a unique "Go Eco-friendly Household Loan" for uob hdb loan 110 26 Qualities using a BCA Eco-friendly Mark certification, offering income rebates. Also, they are noted for a low valuation fee of just S£one hundred fifty in addition GST and provide a bridging loan selection for homeowners transitioning involving Homes.